Participatory loan for a postponed capital increase

The participatory loan was introduced into the Italian legal system in the early 1990s, to meet the sudden financial imbalances that can occur in a company, finding an intermediate solution that involves the company itself, the lending bank and the company’s partners in quality. of co-obligated. Characteristics of the participatory loan The true innovative aspect […]

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Personal bank loans

The personal bank loan Definition and characteristics Personal loan is an installment loan that falls into the category of unsecured loans, generally of a medium-high amount, which can be used freely by the applicant (excluding business purposes). However, although there is no connection between the sum loaned and the good or service that you intend […]

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Guarantees and insurance on personal loans

How are loans secured? Guarantees Personal loan – finalized loan The personal loan or the finalized loan, differently from the loan, does not provide for the provision of real guarantees (pledge or mortgage) for which, in some cases (ex: fixed-term employment contract, high amount etc.) the financing bodies they may request personal guarantees: the signature […]

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Government and state employees loans: low rates not always accessible

Loans for public and state employees The category of public and state employees can have access to facilitated forms of financing, thanks to those made available by Government agency (now social security ex management Government agency). However, it is not enough to have the status of having a public employment contract, but another requirement is […]

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